Calculators
Run your own numbers
Each calculator sits on its own page alongside an explanation of what the result actually means — because a number without context is how people talk themselves into the wrong decision.
Available
Upgrade holding power
What your household can realistically support after selling your current home — loan, cash, CPF and monthly commitment together, rather than one at a time. For HDB, EC and condo owners moving to a condo.
OpenAvailable
Sale proceeds
What actually lands in your hands after the outstanding loan, the CPF refund with accrued interest, and selling costs come out of the sale price.
OpenA note on calculators
Every calculator here is a model, and every model rests on assumptions. They are useful for seeing the shape of a decision and for testing what happens when one input changes. They are not a substitute for checking current rules with the relevant authority, or for a conversation about your actual circumstances.