Property Insights
Explanations, comparisons and decision frameworks for homeowners, upgraders and investors. No listings, no hype — and where a number matters, the source is shown.
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The same question whether you own an HDB flat, an EC or a condo. It depends on your cash position, financing capacity, CPF usage and ABSD exposure — and whether you could genuinely carry both properties if the sale took longer than expected.
The loan covers the largest line, so people assume the rest is small. It isn't. Here is every cash and CPF outlay in an upgrade, in the order you will be asked for it — the same whether you are selling an HDB flat, an EC or a condo.
Thomson Reserve at Upper Thomson: prices from S$1.544M, S$1,178 psf ppr land cost, facilities, site plan and a lease-adjusted comparison with Thomson Three and JadeScape.
Parliament lowered the en bloc consent threshold for condos aged 40 and above, but made collective sales harder to start. What changed, who it affects, and what owners and buyers should do.
Four paths open up the moment your EC becomes sellable — sell and upgrade, sell and right-size, hold and stay, or decouple and buy a second property. Here is how to tell them apart.
No. They are different products with different risks. One gives you a staged payment schedule and a wait; the other gives you a unit you can walk through and rent out next month.
Two sets of announcements in 2026 changed the EC scheme and raised the income ceilings for HDB flats and ECs. Here is what changed, when each change takes effect, and the five EC projects still launching under the previous rules.
Executive condominiums and private condos look similar from the carpark. The differences are in eligibility, financing, resale restrictions and who you can eventually sell to.
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Occasional emails when I publish something useful. No listings, no blasts.
I'd like to measure which articles are actually useful, using Google Analytics and a Meta advertising pixel. Nothing is loaded until you choose, and declining costs you nothing on this site. What these do.