Free resource
The Singapore Property Upgrade Checklist
Want to know what your next property move could look like? This is the sequence I work through with clients — the figures to establish, the questions to settle, and the points where a plan usually either holds together or comes apart.
What's in it
- M
Part 1
Map your current position
- What would your property realistically transact at today?
- What is left on the loan?
- How much CPF have you used, and how much accrued interest has built up?
- What does that leave you in cash, as opposed to in CPF?
- O
Part 2
Outline your options
- What are you actually trying to solve?
- Which paths are genuinely open given your eligibility and financing?
- What does the ten-year picture look like under each?
- What would make staying put the right answer?
- V
Part 3
Verify the numbers
- Which of the three ceilings — loan, cash, monthly — binds first?
- Does it still work at a higher interest rate?
- Does it still work if one income pauses for a year?
- What buffer remains after completion?
- E
Part 4
Execute with a plan
- Which sequence suits your buffer?
- What happens if the sale takes three months longer?
- Where do you live between completions?
- What is the contingency, and is it funded?
What you won't get
No listings, no automated follow-up sequence, and no passing your details to anyone else. You get the checklist, and an email when I publish something worth reading. You can ask me to delete your details at any point.