Author profile
Licensed Real Estate Salesperson · Huttons Asia Pte Ltd
I am a real estate salesperson registered with Singapore's Council for Estate Agencies (CEA Reg. No. R059523G), practising through Huttons Asia Pte Ltd (EA Licence No. L3008899K). I am not a property developer. Most of my work is with homeowners who are somewhere in the middle of a decision — an HDB flat approaching or past MOP, an EC that has just become sellable, or a condo that has quietly built up more equity than the owners realised.
I started writing because the same questions kept coming up, and because the answers people were finding online were either too generic to be useful or written to sell something. The gap was not information. The gap was someone willing to sit down and go through the numbers for a specific household.
So that is what this site is: the explanations I would give you in a first conversation, written down properly, with the reasoning shown rather than the conclusion asserted.
I am a real estate salesperson registered with Singapore's Council for Estate Agencies (CEA Reg. No. R059523G), practising through Huttons Asia Pte Ltd (EA Licence No. L3008899K). I write and run this website myself. I am not a property developer and I do not represent one: where I market a new development, I do so as a salesperson of Huttons Asia, which the developer has appointed as a marketing agent.
How I handle facts and opinions
Articles on this site distinguish between documented fact, my analysis of it, and my personal opinion — and they say which is which. Where a rule, rate or figure matters, the official source is named so you can check it yourself. I do not publish invented statistics, transaction prices or forecasts, and where something is time-sensitive, the date it was last reviewed is shown.
Writing
Thomson Reserve at Upper Thomson: prices from S$1.544M, S$1,178 psf ppr land cost, facilities, site plan and a lease-adjusted comparison with Thomson Three and JadeScape.
Parliament lowered the en bloc consent threshold for condos aged 40 and above, but made collective sales harder to start. What changed, who it affects, and what owners and buyers should do.
When you buy a property still under construction, you pay in stages tied to construction milestones rather than all at once. Your loan is drawn down the same way.
SSD is a stamp duty payable when you sell a residential property within a defined holding period after buying it. It is designed to discourage rapid resale.
Four paths open up the moment your EC becomes sellable — sell and upgrade, sell and right-size, hold and stay, or decouple and buy a second property. Here is how to tell them apart.
No. They are different products with different risks. One gives you a staged payment schedule and a wait; the other gives you a unit you can walk through and rent out next month.
I'd like to measure which articles are actually useful, using Google Analytics and a Meta advertising pixel. Nothing is loaded until you choose, and declining costs you nothing on this site. What these do.